{"id":24502,"date":"2020-01-28T10:06:41","date_gmt":"2026-03-11T22:33:36","guid":{"rendered":""},"modified":"2026-03-11T23:33:36","modified_gmt":"2026-03-11T22:33:36","slug":"universal-pension-system-bill","status":"publish","type":"post","link":"https:\/\/www.boostrh.com\/en\/universal-pension-system-bill\/","title":{"rendered":"Universal Pension System Bill"},"content":{"rendered":"<\/p>\n<h2 style=\"text-align: center\"><span style=\"font-size: 18pt;color: #00aae8\"><strong>10 KEY MEASURES OF THE UNIVERSAL PENSION SYSTEM BILL<\/strong><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>2022-2025<\/strong><\/span><\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>PROGRESSIVE IMPLEMENTATION OF THE REFORM, BY GENERATION<\/strong><\/span><\/p>\n<ul>\n<li><strong>Before 1975<\/strong>: Generations not affected.<\/li>\n<li><strong>From 1975 to 2003<\/strong>: Overlap of old and new calculation rules starting from 2025.<\/li>\n<li><strong>From 2004 onwards<\/strong>: Generations subject to the new rules from 2022.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>POINTS-BASED PAY-AS-YOU-GO SYSTEM: EVERY 1 EURO CONTRIBUTED MUST GRANT THE SAME RIGHTS FOR ALL<\/strong><\/span><\/p>\n<ul>\n<li>Rights calculated over the entire career (contribution points and solidarity points, consolidated in a single account).<\/li>\n<li>Exemptions will remain in certain schemes.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>62-64 YEARS<\/strong><\/span><\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>LEGAL RETIREMENT AGE SET AT 62<\/strong><\/span><\/p>\n<ul>\n<li style=\"text-align: left\"><strong>Temporary removal of the parametric equilibrium age<\/strong> (which would reach 64 in 2027) pending the conclusions of social partners (04\/30\/2020).<\/li>\n<li><strong>Early retirement maintained and adapted<\/strong> for <strong>long careers,<\/strong> <strong>disabled insured persons,<\/strong> <strong>arduous work,<\/strong> <strong>incapacity,<\/strong> and <strong>disability.<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"color: #00aae8\"><strong><span style=\"font-size: 14pt\">INCOME CEILING FOR CONTRIBUTIONS SET AT 120K EUROS GROSS PER YEAR (3 PASS)<\/span><\/strong><\/span><\/p>\n<ul>\n<li>Rights-generating contributions up to 3 PASS.<\/li>\n<li>Solidarity contribution beyond that, starting January 2025.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>2022<\/strong><\/span><\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>EASING THE EMPLOYMENT-RETIREMENT TRANSITION<\/strong><\/span><\/p>\n<ul>\n<li>Progressive retirement extended to <strong>managers on fixed-day contracts<\/strong> from <strong>January 1, 2022.<\/strong><\/li>\n<li>Combined employment-retirement <strong>generating new rights<\/strong> for insured persons who have acquired their pension at the legal age and at the full rate.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>SURVIVOR&#8217;S PENSION<\/strong><\/span><\/p>\n<ul>\n<li><strong>70%<\/strong> of the couple&#8217;s combined pensions<\/li>\n<li><strong>Without means-testing.<\/strong><\/li>\n<li>Accessible from age <strong>55.<\/strong> Minimum marriage duration of <strong>2 years.<\/strong><\/li>\n<li>Only for <strong>surviving spouses of insured persons covered by the Universal System.<\/strong><\/li>\n<\/ul>\n<p><strong> <\/strong><strong> <\/strong><strong> <\/strong><\/p>\n<p style=\"text-align: center\"><span style=\"color: #00aae8\"><strong><span style=\"font-size: 14pt\">SOLIDARITY<\/span><\/strong><\/span><\/p>\n<ul>\n<li>Minimum pension progressively raised to <strong>85% of the minimum wage<\/strong> for a <strong>full career<\/strong> by <strong>2025.<\/strong><\/li>\n<li>Allocation of points, funded by national solidarity, for individuals in situations of <strong>unemployment, illness, maternity, or disability.<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"color: #00aae8\"><strong><span style=\"font-size: 14pt\">FAMILY BONUS<\/span><\/strong><\/span><\/p>\n<ul>\n<li>A <strong>5%<\/strong> bonus granted <strong>from the first child and for each child<\/strong> (by default to the mother).<\/li>\n<li><strong>An additional 2% for large families<\/strong> (3 or more children) &#8211; By default: 1% for the father and 1% for the mother.<\/li>\n<li>Bonus points awarded in cases of career interruption for childcare.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>28.12%<\/strong><\/span><\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>CONTRIBUTION RATE<\/strong><\/span><\/p>\n<ul>\n<li><strong>90%<\/strong> of rights-generating contributions and <strong>10%<\/strong> non-rights-generating contributions.<\/li>\n<li>Progressive transition over <strong>10, 15, or 20 years<\/strong> planned by ordinance for <strong>civil servants,<\/strong> certain <strong>liberal professionals,<\/strong> and <strong>agricultural operators.<\/strong><\/li>\n<li><strong>Self-employed:<\/strong> <strong>28.12%<\/strong> up to <strong>1 PASS<\/strong> \u2013 <strong>10.13%<\/strong> between 1 and 3 PASS.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>SPECIAL SCHEMES<\/strong><\/span><\/p>\n<ul>\n<li><strong>Progressive phasing out<\/strong> of former categorical early retirement provisions, over a <strong>period of 15 years.<\/strong><\/li>\n<li> <\/li>\n<li> <\/li>\n<\/ul>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt\"><strong><span style=\"color: #00aae8\">IMPLEMENTATION TIMELINE FOR THE UNIVERSAL SYSTEM<\/span><\/strong><\/span><\/p>\n<p style=\"text-align: center\"><span style=\"color: #00aae8\"><strong><span style=\"font-size: 14pt\">December 2020<\/span><\/strong><\/span><\/p>\n<ul>\n<li>Creation of the National Universal System Fund and establishment of governance<\/li>\n<\/ul>\n<p style=\"text-align: center\"><span style=\"color: #00aae8\"><strong><span style=\"font-size: 14pt\">2022<\/span><\/strong><\/span><\/p>\n<ul>\n<li>Entry into the universal system for insured persons born from 2004 onwards<\/li>\n<li>Easing of employment-retirement transitions<\/li>\n<li>Minimum pension<\/li>\n<\/ul>\n<p style=\"text-align: center\"><span style=\"color: #00aae8\"><strong><span style=\"font-size: 14pt\">2025<\/span><\/strong><\/span><\/p>\n<ul>\n<li>Entry into the universal system for insured persons born from 1975 onwards<\/li>\n<li>Beginning of age-related transitions<\/li>\n<li>Beginning of contribution-related transitions<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center\"><span style=\"font-size: 14pt;color: #00aae8\"><strong>REGULATORY TIMELINE FOR THE BILL<\/strong><\/span><\/p>\n<ul>\n<li>January 30 to end of April 2020: Funding conference and negotiations on the terms for restoring the system&#8217;s financial balance<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Document prepared in January 2020 by France-Retraite <a href=\"https:\/\/www.franceretraite.fr\/\">www.france-retraite.fr<\/a><\/p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Example of assistance in the comprehensive organization of CSE (Works Council) elections. Our HR experts in CSE matters support companies throughout the election process.<\/p>\n","protected":false},"author":1,"featured_media":24288,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1687],"tags":[],"class_list":["post-24502","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-legal-watch"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Universal Pension System Bill - Key Measures for HR<\/title>\n<meta name=\"description\" content=\"Learn about the 10 key measures of the universal pension system bill, implementation timelines, and implications for HR professionals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.boostrh.com\/en\/wp-json\/wp\/v2\/posts\/24502\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Universal Pension System Bill - 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